Who offers the best electric car salary sacrifice scheme?

Electric vehicles (EVs) are increasingly visible on Britain’s roads. Their growing popularity stems from being environmentally friendly, cost-efficient, and catering to a broad audience—from budget-conscious drivers to those seeking luxury and high-performance models.

With the increasing popularity is an increase in demand, and salary sacrifice is one such scheme helping consumers to get their hands on electric vehicles in a tax-efficient way without the large upfront costs associated with traditional vehicle ownership.

With multiple providers offering salary sacrifice schemes, it can be difficult to know who to choose and which provider to trust.

Click here to learn more about salary sacrifice.

Key benefits of salary sacrifice schemes

Before discussing which provider of electric car salary sacrifice is best for you, it’s important to understand what factors you should be considering.

While it is always recommended to consult a professional about your specific situation, here are some fundamental features to look for in a high-quality EV salary sacrifice scheme.

Cost savings

One of the biggest advantages for employees participating in a salary sacrifice scheme is the substantial tax savings. Payments are deducted from pre-tax income, reducing both income tax and National Insurance contributions. 

Employers also benefit by saving on National Insurance Contributions, often making the scheme cost-neutral—or even profitable—for businesses.

Vehicle selection

Car ownership is very personal and due to that, a good salary sacrifice scheme will provide a large range of vehicle options, allowing you to pick a car which suits your needs, budget, and personal taste.

Brand trust

Trust in your provider of salary sacrifice to ensure you the best deal long-term with transparent pricing and no surprise costs is a key factor to consider.

Additional benefits

With salary sacrifice deals being somewhat similar between providers, it is the additional benefits which set apart a good and bad salary sacrifice scheme.

Whether it be package options, extended or shortened terms, or bundle deals.

Customer support

Salary sacrifice is an ongoing service and this makes customer support an extremely important aspect to consider before engaging with a provider.

Smaller, family-run businesses such as EZOO will naturally have different customer support and service to larger brands such as Octopus EV.

Package services

High-quality schemes should offer a complete, convenient, all-in-one package, including vehicle maintenance, insurance, breakdown cover, and road tax to make your vehicle ownership as hassle-free as possible.

Top salary sacrifice providers in the UK

There are several providers of salary sacrifice within the UK who stand out – while you will find similarities in what they offer, there are unique selling points and additional benefits for the different providers which you should take into consideration.

EZOO

EZOO is among the most trusted and fastest-growing electric car salary sacrifice providers in the UK. They are renowned for their emphasis on premium and luxury vehicles, all while maintaining affordability, convenience, and exceptional customer service.

Being a small, family-run business, you get the personal touch you’d expect, with the competitive costs and range of vehicles from that of a larger, commercial competitor.

Learn more about us, or view our range of premium EVs here.

Electric Car Scheme

Electric Car Scheme are a salary sacrifice provider who emphasise affordability and simplicity above all else.

This is great for cost-conscious drivers looking to maximise savings however you will compromise on the premium service from a provider such as EZOO, and may have fewer vehicle options available.

Octopus EV

Octopus EV are primarily known for their unique selling point of green energy bundles combining home EV charging through Octopus Energy with their salary sacrifice service.

Alongside this, they have a wide range of EVs to choose from and do provide all-inclusive service bundles, similar to EZOO.

They do have a slightly higher upfront cost compared to some competitors, but are a well-trusted provider and can be seen as a safe solution for some.

Love Electric

Love Electric is a salary sacrifice provider primarily geared towards helping businesses reduce their carbon footprint.

They have many of the same benefits as the aforementioned providers such as package deals, tax savings, and a good range of EV vehicles, however they don’t have the same short-term contract options as EZOO, for example.

How does EZOO stand out?

EZOO is growing rapidly and for good reason, there are several aspects which allow them to stand out from the increasingly growing range of providers offering electric vehicles through salary sacrifice.

Cost savings

Our schemes maximise savings for both employees and employers, and we will always be completely transparent with pricing – no unexpected costs.

EZOO’s salary sacrifice schemes are designed to maximise savings for both employees and employers. We are committed to complete transparency, ensuring no unexpected costs arise. Employees benefit from significant reductions in taxable income, while employers save on National Insurance, making the scheme cost-neutral at minimum—and even profitable for some businesses.

When getting a premium EV through EZOO, you can expect to save up to 60% on brand-new, premium electric vehicles when compared to traditional leasing methods making this one of the most cost-effective routes to take for vehicle ownership.

Comprehensive packages

There is a lot to consider when it comes to covering a vehicle, from insurance to servicing and maintenance, plus breakdown cover, road tax, and more.

Because of this, the simplicity of all-inclusive packages which bundle this into one, predictable, monthly cost is a key reason to choose EZOO.

Vehicle choice

Every individual has unique needs, so having a wide range of vehicles to choose from is essential. EZOO’s range includes everything from affordable models like the Nissan Leaf to luxury options such as Tesla and Mercedes, ensuring there’s a vehicle to suit every lifestyle and budget.

Company ethics

EZOO are massively driven by and committed to sustainability as part of their practice.

They lead the way by encouraging employees to switch to EVs and help businesses follow the same path by achieving net-zero goals and reducing company carbon footprints.

Customer service

The quality of customer service with EZOO is frequently highlighted in customer feedback and reviews, this is a key differentiator between EZOO and some competitors.

The website is incredibly easy to navigate, browse, and compare, while the small family-owned nature of the business keeps a personal touch on its service.

Employer options & flexibility

With contract terms ranging from as short as monthly to as long as 4 years, vehicles for all budgets, business fleet vehicle subscriptions, and employer salary sacrifice, EZOO seemingly has a scheme to suit the needs of any business or individual regardless of size, needs, and more.

Conclusion

Overall, the best provider for your electric vehicle salary sacrifice will be dependent on your financial situation, individual vehicle needs, and the type of commitment you’re looking for.

While some options value being budget-friendly most, others value sustainability and customer satisfaction most, so you need to consider your own personal requirements and because of this, it’s best to speak to a professional to assess your options openly.

Generally speaking, the surface of the EV salary sacrifice schemes provided will be largely similar between providers, the differentiators are in the additional benefits unique to each, such as EZOOs all-inclusive packages and premium vehicle selection, or Octopus EVs home charging bundles.

If you’re considering an electric car salary sacrifice scheme, take the first step today by referring EZOO to your employer—it’s completely free. Embrace the perfect combination of cost efficiency, convenience, and the luxury of driving a premium electric vehicle, all while contributing to a more sustainable future.

For more information, click here to see our range of premium electric vehicles accessible via salary sacrifice or speak to an expert today.

What cars are available from the top salary sacrifice providers?

Did you know that salary sacrifice schemes can save employees up to 60% on premium electric cars while helping employers meet sustainability goals?

Salary sacrifice schemes on electric vehicles allow employees to lease brand-new EVs through their employer.

Salary sacrifice leasing is becoming increasingly popular in the UK. Both employers and employees are realising the numerous benefits it offers.

Benefits of Salary Sacrifice for Employers:

  • Attract and retain top talent by offering EV perks.
  • Meet corporate sustainability goals and demonstrate environmental responsibility.
  • Reduce company-wide carbon emissions.

Benefits of Salary Sacrifice for Employees:

  • Save 30–60% on premium electric cars.
  • Reduced tax and National Insurance contributions.
  • Bundle all expenses (insurance, road tax, maintenance) into one monthly payment.

As salary sacrifice leasing schemes become a more established way of accessing premium vehicles, there are several top providers you may want to consider.

Speak to EZOO – One of the leading salary sacrifice EV providers today >

Top EV salary sacrifice providers in the UK

While plenty of companies offer salary sacrifice for electric vehicles, it is important to ensure you go with a trusted provider and assess all of your options due to the different additional benefits unique to each business, setting them apart from one another.

EZOO, Octopus EV, Love Electric, and Electric Car Scheme are amongst the biggest names in the industry and each provides a diverse range of EVs and benefits for various needs ranging from family vehicles to high-end performance vehicles.

EZOO – Offering premium cars via salary sacrifice

EZOO is a family-run business. They are market leaders focused on Premium Electric Vehicles with a range of high-end options including Tesla, Audi, and Polestar. At EZOO you’ll find several models which you wouldn’t elsewhere with other competitors who may have more of a broader target demographic.

EZOO stands out for its focus on premium EVs like Tesla and Polestar. Unlike other providers, it offers flexible lease terms, including monthly contracts—ideal for businesses and individuals seeking high-end options with short-term flexibility. When you purchase a car from EZOO via salary sacrifice, all of your car maintenance fees, road tax, and more are included in one easy payment.

Whilst they are focused on premium models, they still have a good selection of mid-range and affordable EVs and considering the benefits of working with a family-run business, it’s worth taking a look at their complete range.

You can view a complete list of premium EVs available for salary sacrifice through EZOO here.

Octopus EV

Another market leader in EV salary sacrifice is Octopus EV.

This is a branch away from Octopus Energy, a large energy provider within the UK and due to this their unique selling point is within the package details and support for home charging connecting your Octopus Energy and Octopus EV deals.

Similar to EZOO they have a wide range of both premium and affordable options ranging from MG to Porsche, however, they don’t offer quite the same flexibility as EZOO due to longer contract terms being required.

Love Electric

Love Electric have a diverse range of electric vehicles available for salary sacrifice but primarily aim towards helping businesses reduce their carbon footprint.

If you’re an employer considering offering EV salary sacrifice as an employee retention benefit then this is definitely an additional benefit to factor in.

Like EZOO, Love Electric do provide leasing packages which factor in insurance, servicing, breakdown cover, and more into your monthly fee, however, they don’t have the short-term monthly and 12-month contract options available as of now.

Electric Car Scheme

Electric Car Scheme emphasises affordability and simplicity above the premium service you’ll receive from a provider such as EZOO.

This is great for cost-conscious drivers looking to maximise savings, but you will be limited to more common-place, popular options such as the Vauxhall Corsa-e and the Kia EV6 as opposed to the higher-end options elsewhere.

A further benefit to salary sacrifice with the Electric Car Scheme is the shorter term contract lengths ranging from 12 months and up.

As you can see, each of the top electric vehicle salary sacrifice providers has a unique combination of affordability, practicality, and customisation, however, the additional benefits of each provider will play a large role in the end decision you make.

Now that you know the top salary sacrifice providers, let’s explore the types of electric cars available and how to choose the best one for your needs.

If this is your first time looking into EV salary sacrifice then it’s recommended to speak to an expert about all of your options.

Electric cars available on salary sacrifice schemes

The electric cars available to you on salary sacrifice will largely depend on your level of income, your budget, contract length requirements, and the provider you choose.

Because of this, it’s good to gain an understanding of what type of electric car is best for you based on your individual needs, and then find the best provider for you.

EVs can be broadly broken down into several categories:

Affordable EVs

Affordable EVs, as the name suggests, cater to budget-conscious drivers looking for affordability and value as a primary focus.

Models such as the Dacia Spring, MG4 EV, and BYD Dolphin all offer great value for money and are perfect for daily commutes making them popular, low-cost options.

View our range of affordable EVs here.

Compact EVs

Compact options are a great entry point for EV owners looking for city-friendly travel options or an easy commute.

For this, vehicles such as the Mini Cooper and Smart Hashtag 1 couldn’t be a better starting point.

View our range of compact EVs here.

Family Friendly EVs

Family-friendly SUVs are for those requiring a little additional space and long ranges from a single charge.

The Volvo EX90, Peugeot E-5008, and the Mercedes-Benz EQS are must-see options known for their spacious interiors offering a family-friendly vehicle while maintaining a high quality, luxury feel.

View our range of family-friendly EVs here.

Mid-Range EVs

A slight step up from the affordable electric cars are your mid-range EVs for those still looking to keep operating costs down but benefit from some longer ranges and higher-end extras.

The Volkswagen ID.3 and ID.4 provide a lot of versatility alongside a clean aesthetic and high-tech features making them a great choice within this price range.

View our range of mid-range EVs here.

Luxury EVs

Luxury models are for those drivers truly seeking comfort, performance, and design in one complete package.

With vehicles including the Polestar 2, Tesla Model 3, or the BMW i4, you will benefit from cutting-edge tech, long ranges, fast charging, and futuristic design.

View our range of luxury EVs here.

Performance EVs

Performance electric vehicles take things to the next level. If you’re a car enthusiast looking for an exciting, stand-out ride while also gaining all the benefits of zero emissions, these are for you.

The Porsche Taycan, Audi S6, and Mercedes-Benz EQS should all be on your radar if a performance EV is for you.

View our range of performance EVs here.

Conclusion

Switching to an EV through salary sacrifice is a smart choice for your wallet, the planet, and your lifestyle. Don’t wait—contact EZOO today and start saving on your dream electric vehicle!

Ready to make the switch to an electric vehicle? Explore EZOO’s range of premium and mid-range EVs today and start your salary sacrifice journey. Speak to an expert now!

Electric car salary sacrifice comparison

EV salary sacrifice comparison

What is EV (Electric Car) Salary Sacrifice?

Electric car salary sacrifice is a scheme that companies can sign up to allowing employees to lease an EV car with significant cost-savings and quality-of-life benefits.

Employees can save 30-60% on any electric car, save on tax and National Insurance, and have all other car-related expenses in one easy, monthly payment.

View the latest EV salary sacrifice deals from EZOO or speak to an expert today.

What cars are available via Salary Sacrifice?

When you look into providers of EV salary sacrifice, not all companies offer the same brands, models, and time options.

At EZOO, we specialise in offering a premium range of electric vehicles, including Porsche, BYD, Tesla, and even Lotus cars. Others like Octopus EV and Love Electric may have broader or less specialised selections.

Due to this, it’s important to ensure the provider you choose offers vehicles which meet your needs and priorities – be it fuel efficiency, luxury models, or visuals and aesthetics.

What are the EV Salary Sacrifice contract terms?

One of the key variables to consider when selecting your EV is the terms and salary options available. The cost of the car and the savings you benefit from is usually based on the tax band you’re in.

Longer-term contracts can reduce monthly payments but also require a larger commitment period and may not be available to those on probation periods. In contrast, shorter terms are often preferred for flexibility.

EZOOOctopus EVLove ElectricElectric Car Scheme
48-month term
36-month term
24-month term
12-month term
3-month term
Monthly Subscription service available*

*Find out more about our car subscription service for businesses here >

What are the salary requirements for Salary Sacrifice?

When choosing an electric vehicle for salary sacrifice there will be different minimum salary requirements which must be considered. This is to ensure affordability and compliance with tax regulations.

Most companies offering salary sacrifice do a good job of making their EV schemes accessible for all income brackets, but there are differences.

EZOO for example allows employees earning £30,000 per annum or less before deductions to participate, and the same goes for Octopus EV.

Love Electric however requires a minimum of £25,000 before deductions per annum and you must maintain over £20,000 after deductions.

Salary options will be similar across providers but they will vary slightly so must be considered for maximising affordability and getting the package best for your needs.

Book a call with one of our experts for more information.

Are there additional benefits for getting a car via Salary Sacrifice?

Beyond the terms and salary options a company provides, some have additional benefits which are worth considering as this will impact your experience with electric vehicle salary sacrifice.

Some noteworthy additional benefits include:

EZOO

  • EZOO is a family-run business. This alone comes with a host of benefits in that you deal with people who really care about the personal level of service they provide. 
  • We also offer a fully managed service including insurance, maintenance, road tax, and more, all in a single bundled payment which makes car ownership easier and lowers stress.
  • We have a large focus on premium EV models such as Tesla, Audi, and Polestar offering several models which you won’t find available through other providers.

Octopus EV

  • Octopus EV is a large corporation branching from Octopus Energy. They offer a range of EVs for various budgets making them a possibility for mid-range customers.
  • They include access to Octopus Energy tariffs to combine home charging solutions for your EV.
  • Similar to EZOO, Octopus EV has options to include services such as maintenance and insurance within your package.

Love Electric

  • Love Electric focuses on reducing leasing costs rather than the Premium models offered by EZOO.
  • They highlight flexibility with shorter-term contracts than some providers.

Electric Car Scheme

  • Electric Car Scheme provides calculators for costs and savings making their options easy to understand for those on tight budgets.
  • They prioritise accessible EV options, similar to Love Electric.

Find out more about the specific additional benefits included in our EV salary sacrifice schemes >

What electric cars are available to me via salary sacrifice?

The range of electric vehicles available will vary between providers and your desired contract duration, budget, and so on.

You can view our complete list of premium EVs available for salary sacrifice here.

Can I end my EV salary sacrifice contract early?

Early contract termination will require repayment for the time remaining in your term. To find out more, please read our terms and conditions.

How much does it cost the employer to set up an EV Salary Sacrifice scheme?

With EZOO, it’s completely free for your employer, and our EV salary sacrifice scheme helps companies save on tax contributions, attract top talent, and promote Net Zero goals.

You can refer your employer here to get started with your first EV through salary sacrifice.

Will I need a credit check to get a car via Salary Sacrifice?

During the sign-up process companies such as EZOO will do an affordability check when you link up your bank account.

This is not a credit check, and won’t affect or leave a mark on your credit score.

Other providers may vary, so make sure to check this if it’s a concern before entering your information.

Can I purchase the car after the term?

At the end of the term, you will have the ability to renew, or end your contract and move on.

Renewing your contract is a fast, easy process so be sure to contact us towards the end of your term. 

Purchasing the car at the end of your term is not currently an option, so if you don’t wish to renew, the car will be picked up and returned as agreed in your contract.

We ask that you ensure your car is in the same condition we delivered it to you – clean, charged to at least 50%, and free of any personal items.

At the point of collection, a member of our team will undertake an inspection of the car, to ensure everything is in order.

Examining the challenge of the rising cost of insurance and the impact on EV uptake  

Transport + Energy recently posted a quote from the Insurance Industry on Linkedin that ‘Insurance claim rates are “key” to controlling EV premiums’.

This appears to be a very obvious comment considering that consumers and business owners do their utmost to control their policies, as they know that if they make a claim their premium will increase upon renewal.

The insurance industry in the UK is long overdue for a complete overhaul, it is an industry that is reactive rather than proactive, and is quite happy to rely on the status quo.

This is very similar to the traditional automotive industry, which is now on the verge of being overtaken by the Chinese OEMs entering the UK market.

The background of the automotive insurance industry

The Insurance Industry appears to take direct aim at EV’s being responsible for the rise in cost of premiums, citing EV repairs being more expensive than traditional ICE cars.

Yet the facts highlight the following attributes lead to more claims than the number of accidents and damage involving EVs, such as:

    • The theft of ICE cars (particularly Range Rovers)
    • Young drivers involved in accidents
    • Expensive parts such as catalytic converters being stolen by thieves

As a direct result of these mis-aligned reports of EVs being expensive to repair, the scaremongering is leading to consumers being further led astray by traditional car dealers who push ICE car sales rather than highlighting the benefits of zero emission electric cars.

This will partly be addressed by the Chinese OEMs who will bring lower priced EVs to the market which will be in direct price comparisons to ICE models hence, making the ownership of EVs much cheaper than ICE cars.

Meanwhile, the insurance industry must go back to the start to reimagine the future with fresh thinking to align its offering with today’s consumers and their requirements.

Flexibility is the key, they need to step into the present to get into a world where consumer requirements, digital operation, speed of action, and flexibility are all entwined with being proactive in an ever changing industry.

What is increasing insurance costs?

One of the biggest drain on resources and hence the root cause of the policy cost can be attributed to the time it takes for insurance companies to settle claims.

This has been a problem for insurers, and indeed consumers, for some time, since many claims rely on circumstantial evidence and witness accounts.

But how can this be remedied with EVs?

We believe there are several ways this can mitigated by the increase of EVs on our roads for several reasons:

  • The use of OEM vehicle data and after-market telematics – this can help to determine accident fault and would decrease the time taken to settle claims.
  • On Street Connected Data centres – the UK has one the world’s best surveillance systems and is connected in every way, from traffic light automation to CCTV on virtually every corner.
  • First Notice of Incident/Accident reporting – this could be stipulated in the policy and failure to report with a given time would lead to failure of the claim.

The above would allow the insurance industry to move into the 21st Century and be in the same space as today’s consumers and businesses.

What is being done about EV uptake?

All of the above can be tied into the Environment and Climate Change Committee paper issued recently House of Lords – EV strategy: rapid recharge needed – Environment and Climate Change Committee (parliament.uk)

This lengthy paper highlights that the progress is not happening fast enough in part due to the misinformation in the market about EVs and the anxiety that consumers face as a result of unfounded concerns about safety, reliability and affordability.

The committee has called for the Government to do more and do so quickly, which puts the onus back on the Private Sector, one of which is the Insurance Industry who should take the bull by the horns and push forward with decisive action.

The first move should be to digitise the insurance policy allowing customers to report accidents via their mobile phones, to allow every policy to have a digital link that the customer could have in their phone as a contact allowing them to call, and text or email send images of an accident.

This one action alone would have a tremendous effect for the insurance sector as would have a chain reaction as follows:

  • Make the customer interactive in the accident claim process rather than being a by-stander and completing endless forms and statements
  • It would speed up the process for claims for the insurer
  • Reduce the time to settle claims
  • Reduce the cost of premiums
  • Improve customer satisfaction levels

At EZOO, we deal with all of the car subscription insurance to ensure the customer doesn’t need to deal with the hassle that comes with it.

If you’re interested in learning more about our electric car range, or anything we’ve covered in this piece, you can get in touch with us by dropping us an email at [email protected], or giving us a call on 0845 833 3200.

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